Boat & RV Insurance

Click below for a competitive Boat & RV Insurance Quote

Boat Insurance

Mooresville, NC has hundreds of miles of shoreline along Lake Norman with boats of all shapes and sizes.  Although Boat Insurance ins’t a requirement, it’s a smart idea to protect your investment against storms, accidents, passenger injuries, and rough seas.  Comprehensive coverage for your boat covers almost everything including theft, fire, accidents, and natural disasters.  Full Coverage may be required if you have a lease or loan on your boat.  In some cases, marinas, ports, or harbors may require you to have Boat Insurance as well.  

Extra Protections

One commonly added protection is Boat Towing Insurance.  This coverage provides you discounted or free towing if your boat becomes stranded offshore.  Be mindful, some policies only cover towing in cases of emergencies, not if you run out of gas or have a dead battery.  Additional coverage for accessories and personal items on the boat are available for purchase OR could extend from your Homeowner’s Policy.  

Things You Need to Know To Receive a Boat Insurance Quote
 – Age, Make, and Value of your boat and motor
 – Location where you do most of your boating (Inland or Coastal)
 – Primary use of your boat (Personal Pleasure, Hired Fishing Charters, etc.)

RV Insurance

There are a wide variety of Recreational Vehicles and just as many options when it comes to insuring them.  Some policies allow for all portions of the coverage to be added onto the Auto Insurance Policy, but in some cases, a specific RV Policy may provide extra protections.  The coverage you need depends on the type of RV you have, value of the RV, and regularity it is used. 

Types of RV’s
 – Motorhomes
 – Fifth Wheels
 – Campers
 – Travel Trailers

One primary distinction is whether or not your vehicle will be licensed for road use and require the same coverage as a car.  Trailers, Fifth Wheels, and Campers may not need liability coverage since the liability extends from the vehicles doing the pulling.