Umbrella Insurance

Click below for a competitive Umbrella Insurance Quote

An Umbrella Policy picks up where your Auto and Homeowners Policies leave off.  This type of policy protects your existing personal assets and future personal assets against the cost of losing a lawsuit over a car accident or an accident on your property.  If you were to lose such a lawsuit, you would likely have to pay the winning party for costs such as medical expenses and lost wages – this could quickly become very costly.  

Most Umbrella Policies require a $300K underlying liability limit on your Auto and Homeowners Insurance.  In other words, if you have a major accident and the amount you are liable for exceeds the $300K limit on the primary policy, your Umbrella Policy will kick in and cover the difference.

Umbrella Policies start at $1Million coverage with premiums as low as $100 a year.  You don’t have to be wealthy to need an Umbrella Policy.  Even without assets, your wages can still be garnished in the event of an accident.

Mon-Thurs 9:00 AM – 5:00 PM
Fri 9:00 AM – 3:00 PM
Closed bank and major holidays.

Contact Us
Phone – (704) 987-3901
Email –

149 Plantation Ridge Dr. #100
Mooresville, NC 28117

Independent Insurance Agency
Mooresville Independent Insurance Agency

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